Water Damage? Don’t Let Insurance Dry Up Your Payout.
We inspect, document, and fight for fair compensation when water damages your home
Water Damage Adds Up Fast
And Insurance Often Falls Short
From leaking roofs to burst pipes and soaked basements, water damage spreads quickly, and so do the costs. Unfortunately, insurance companies often downplay the scope of the damage or deny coverage entirely. At 2nd Look Adjusters, we help you push back with real documentation and policy-backed facts.
Contact Us
What Water Damage Really Means for Your Home
Ruined Flooring & Drywall
Water seeps into floors and walls fast, leading to warping, bubbling, and expensive interior repairs.
Burst Pipes or Leaks
Even a small pipe break can flood entire rooms and cause hidden structural damage.
Roof Leaks & Ceiling Stains
Water intrusion from above causes drywall damage, insulation issues, and mold growth.
Mold & Mildew
Moisture that isn’t cleaned up properly becomes a serious health risk—and insurance rarely covers mold without documentation.
Why Insurance Says No, Even When You’re Soaked
Water damage is one of the most common and costly issues homeowners face. Unfortunately, it’s also one of the most frequently denied insurance claims. Insurers often argue that the damage was preventable, not covered, or unrelated to a specific event.
Common Denial Reasons
- Gradual damage – Insurance often only covers water damage that’s sudden and accidental. If they think it developed over time, they’ll try to deny it.
- Poor maintenance – If your insurer believes you didn’t maintain your plumbing, roofing, or appliances, they may refuse to pay for resulting damage.
- Mold is excluded – Mold caused by water is expensive to treat, and many policies exclude it — unless it’s documented and connected to a covered loss.
- Pre-existing condition – Damage from a previous leak or flood that wasn’t claimed before may be considered ineligible for reimbursement.
- Lack of documentation – Vague photos or weak inspection reports are a top reason insurance lowballs a payout or denies it outright.
How 2nd Look Helps
At 2nd Look Adjusters, we know how to challenge these denials. We perform a thorough water damage inspection, tie damage to the event in your policy, and prepare professional reports that insurance companies can’t ignore. Whether you’re dealing with a burst pipe, a roof leak, or flood damage. We know how to get results.
Your Walls Might Dry, But You’ll Still Be Left Paying the Price.
If you’ve had water damage and the payout doesn’t match the problem, we’ll take a second look. Free of charge, no pressure.
Based in Elk Grove Village, 2nd Look Adjusters helps homeowners in Cook, DuPage, Lake, and Kendall Counties and nearby areas get fair insurance compensation for water damage. Call 224-217-2111 today for a free second look.
Commercial Offices
Installation and maintenance
On-Site Public Adjusters In Northern Illinois
- Elk Grove Village
- Yorkville
- Plainfield
- Palos Heights
- Tinley Park
- Elmhurst
- Lombard
- Villa Park
- Waukegan
- Zion
- Vernon Hills
- Winthrop Harbor
- Surrounding Areas
